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Zedi vs Tiller

Tiller fills your own spreadsheet with bank data and you build the views; Zedi builds them for you from the files you upload.1

Facts about Tiller come from its own site and were checked October 10, 2026. Each one links to its source below.

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Pick Tiller if

  • You love spreadsheets and want full control of the formulas.1
  • You want your data in your own Google or Microsoft account.1
  • You want bank feeds through Plaid or Yodlee.1

Pick Zedi if

  • You want charts and smart rules ready to go, with no formulas.
  • You want duplicate rows dropped for you when files overlap.
  • You want receipts and Venmo handled for you.
Line by line

Zedi and Tiller, side by side.

A check marks a row an app does well. “Not listed” means we looked on its site and could not find it.

Zedi
Tiller
Price
What it costs to use.
Free; Pro $5 a month, plus SimpleFIN’s $1.50 a month

Free with your files. Pro is $5 a month to Zedi, and bank sync adds SimpleFIN’s own fee: $1.50 a month or $15 a year, plus tax.

$99 a year

30 days free, then $99 a year.2

How data gets in
Bank sync, files or typing.
Files, or read-only sync on Pro

Drop in CSV, PDF or QFX statements, Venmo files and receipt photos. On Pro, accounts can also update on their own: read-only through SimpleFIN, about once a day.

Bank feeds or CSV into a sheet

Feeds from Plaid and Yodlee fill your own Google Sheets or Excel file. You can also import a CSV.1,3

Your bank login
Where it goes, if anywhere.
Zedi never sees it

Files link nothing. With sync on Pro, you sign in to your bank through SimpleFIN, and MX or the bank holds that login, so Zedi never sees it.

Goes to Plaid or Yodlee

You sign in through Plaid or Yodlee, which give Tiller a read-only token.1

Copies and transfers
Duplicate rows and card payments.
Counted once: copies out, card payments paired

Upload the same month twice and any row with the same date, amount and description is left out. Card payments and Venmo cash-outs pair up, so they don’t count as spending or income.

CSV imports not checked for copies

Tiller says its CSV import does not remove duplicates, so you avoid overlaps. Transfer categories stay out of cash flow.3,4

Receipts
What a receipt photo becomes.
Every item gets its own category

Snap a receipt and each item lands in its own category, automatically. Split items with friends, and get 10 free receipt scans a month.

Not listed

Receipt scanning is not on its pricing page.2

Who owes who
Costs you share with people.
Who owes who, kept for you

Receipt splits, Venmo payments and IOUs you jot down roll into one running balance per person. It’s your record, so friends don’t need an account.

Not listed

Splitting costs with people is not on its pricing page.2

Budgets
Plan what you will spend.
Not yet

Not yet. Today Zedi shows exactly where your money went: top categories, and this month next to last month.

Yes: monthly and yearly sheets

Its Foundation Template has monthly and yearly budgets in your spreadsheet. You can also try free templates from the Tiller Community.5

Ads and your data
What they say about both.
No ads; never sold

No ads and no ad trackers. We make money from Pro, not from your data.

No ads; never sells data

Tiller says it doesn’t make money selling your data or showing ads.1

Where it runs
Apps and browsers.
Any web browser

Runs in any web browser, on a phone or a computer. There is no app in the app stores.

Google Sheets or Excel

Your data lives in a spreadsheet in your own Google or Microsoft account.1

Questions

Zedi or Tiller?

Is Zedi a Tiller alternative without the spreadsheet?+
Yes. Upload your statements and Zedi does the sorting: top categories, this month next to last month, and the rows behind every number, with no formulas to keep up. You can export your records as a CSV for Sheets or Excel any time.
What if I import the same month twice?+
In Zedi, it is counted once: a row with the same date, amount and description as one already in the account is left out for you. Tiller says its CSV import does not remove duplicates.3
How do the prices compare?+
Tiller is $99 a year after 30 free days. Zedi starts free with your files, and Pro is $5 a month.2

Sources

Pages on Tiller’s own site and help center, checked October 10, 2026. Prices and features change, so check them before you decide.

  1. https://www.tiller.com/security/
  2. https://www.tiller.com/pricing/
  3. https://help.tiller.com/en/articles/12159768-automatically-import-bank-csvs-into-tiller
  4. https://help.tiller.com/en/articles/432687-understanding-transfers
  5. https://www.tiller.com/budgeting/

Know exactly where your money goes.

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